Easy Truck Loan Calculator
Want loan figures & info before applying? Use Our Truck Finance Calculator – Easy Use, Quick Estimates, Smart Planning. Estimate with Our Truck Finance Calculator Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Easily Estimate All Credit Options, Compare Rates Using Our Truck Loan Calculator
This versatile tool can be used by all types of business operations to calculate finance estimates for the full selection of commercial credit facilities – Heavy Vehicle Lease, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase. Estimated repayments can be calculated and interest rate comparisons made, by simply entering the relevant rate for choice of finance product and/or for different lenders. Rates vary for different credit facilities, across the lending market and for individual applications.
The device empowers operators to make their own quick comparisons based on the monthly repayment for their choice of vehicle, based on different interest rates. Change the rate to make another calculation to compare. What rates do you use? Operators will be wanting to source the best rates to ensure the lowest monthly repayments. A specific quote will be required to know the exact rate you will be offered. For estimation purposes, use our current highly competitive rates and start estimating!
Easy Truck Finance delivers the most competitive interest rates on heavy vehicle loans, sourced from our extensive selection of more than 80 lenders. We have access to the major banks, finance companies, and specialist non-bank lenders that operate exclusively in the heavy vehicle finance market. All operators can use our expertise and resources to source the best heavy vehicle finance rates and have their requirements individually handled by our experts. For a quote on the best rate we can secure for you, contact Easy!
- Compare Easy’s best interest rates with different lenders.
- Compare credit facilities – Rent-to-Own, Leasing, CHP, Chattel Mortgage.
- Compare repayments based on different interest rates.
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Vehicle not delivering on efficiency and considering an upgrade? Prime mover getting to the end of its operational life but not sure if you can afford a new one? Wondering how finance payments compare on different makes and models? Need to see how new vehicle finance will work with current cash flow? Want to mull over your finance options before bringing in a broker or bank? Unexpected breakdown and need to replace semis urgently?
Whether making long, medium or immediate term plans to purchase new vehicles with finance, get the figures you need to make critical decisions using our self-service finance A convenient online device to use when and where suits your schedule. Compare interest rates, convert pricing to payments, prepare budgets, structure finance preferences, establish purchase plans, make vehicle selection based on financing – do it all quickly, efficiently yourself on all types of vehicles for all credit facilities.
Efficiently Compare, Plan, Prepare with Our Truck Loan Calculator
Wondering how the price of a particular model equates to monthly repayments? Find out quickly and easily with the online convenience of our calculating tool. Simply enter the price advertised by the manufacturer, the interest rate for the credit facility you prefer, the repayment term that suits your ownership cycle, a value for a balloon, and the tool does the rest – instantly displaying the monthly repayment estimate based on those figures. Make price-to-payment calculations whenever you want – at a rest stop, while waiting for your load, at night doing your paperwork, in your office, in your home, in your cab, even in a dealership!
Our calculation tool empowers operators to carry out a number of functions quickly and easily with complete control over the input. Users enter the amounts they want into each field. Enter different interest rates to compare lender competitiveness. Compare repayments with different loan products by entering the relevant rate. Enter varying repayment terms to establish the most cost-effective combination. Enter different balloon values to arrive at the most workable monthly payment. Enter different values in all fields to compare different finance structures completely. You’re in control, so commence your calculations when you want! Start now.
Operators can more easily plan and prepare their vehicle acquisition budgets with the user-friendly features of the calculation tool. Plan the finance before even selecting a vehicle to save time and achieve greater business efficiency. The most cost-effective finance options can be calculated to ensure repayments can be structured to work with cash flow. Preferred terms and balloons can be established to prepare a budget that meets ROI targets. Trade-in values can be factored into outcomes by changing the finance amount required. Be better prepared, start calculating your preferences.
The calculation tool can be used by all types of business operations. Owner-drivers and operators just starting up their own business can calculate estimates as a guide for initial set-up costs. Low doc loans can attract different terms and rates, so users should be mindful that the results are estimates only. Fleet operators can prepare figures for upgrading a single vehicle or an entire fleet. A business partner can calculate figures for other partners to consider prior to purchase. Whatever your business set-up, start generating the figures you need to make those vehicle acquisition decisions.
The calculating tool can be invaluable to compare different types of vehicles based on finance repayments.
- Compare alternative fuel models with traditional diesel.
- Compare upgrading to a medium duty with staying with a light duty.
- Compare buying a ready to work with purchasing cab and custom body.
- Compare truck-trailer repayments with semi and separate trailer.
Suits all types of vehicles from all leading manufacturers – Kenworth, Isuzu, Fuso, Scania, Mack, Hino, Volvo and others, new and used. No need to get to the showroom, carry out your comparisons based on finance, in privacy with our calculating tool.
Online Convenience for Quick Payment Estimates for Pricing on All Vehicles
Wondering how the price of a particular model equates to monthly repayments? Find out quickly and easily with the online convenience of our calculating tool. Simply enter the price advertised by the manufacturer, the interest rate for the credit facility you prefer, the repayment term that suits your ownership cycle, a value for a balloon, and the tool does the rest – instantly displaying the monthly repayment estimate based on those figures. Make price-to-payment calculations whenever you want – at a rest stop, while waiting for your load, at night doing your paperwork, in your office, in your home, in your cab, even in a dealership!
Flexible Multi-Function Capability with Complete User Control
Our calculation tool empowers operators to carry out a number of functions quickly and easily with complete control over the input. Users enter the amounts they want into each field. Enter different interest rates to compare lender competitiveness. Compare repayments with different loan products by entering the relevant rate. Enter varying repayment terms to establish the most cost-effective combination. Enter different balloon values to arrive at the most workable monthly payment. Enter different values in all fields to compare different finance structures completely. You’re in control, so commence your calculations when you want! Start now.
Plan Cost-Effective Loans, Prepare Workable Acquisition Budgets
Operators can more easily plan and prepare their vehicle acquisition budgets with the user-friendly features of the calculation tool. Plan the finance before even selecting a vehicle to save time and achieve greater business efficiency. The most cost-effective finance options can be calculated to ensure repayments can be structured to work with cash flow. Preferred terms and balloons can be established to prepare a budget that meets ROI targets. Trade-in values can be factored into outcomes by changing the finance amount required. Be better prepared, start calculating your preferences.
Suits All Business Operations – Sole Traders, Owner-Operator, SMEs, Fleets
The calculation tool can be used by all types of business operations. Owner-drivers and operators just starting up their own business can calculate estimates as a guide for initial set-up costs. Low doc loans can attract different terms and rates, so users should be mindful that the results are estimates only. Fleet operators can prepare figures for upgrading a single vehicle or an entire fleet. A business partner can calculate figures for other partners to consider prior to purchase. Whatever your business set-up, start generating the figures you need to make those vehicle acquisition decisions.
Compare Set-ups, Fuel Systems, Trucks and Trailers, Makes, Models
The calculating tool can be invaluable to compare different types of vehicles based on finance repayments. Compare alternative fuel models with traditional diesel. Compare upgrading to a medium duty with staying with a light duty. Compare buying a ready to work with purchasing cab and custom body. Compare truck-trailer repayments with semi and separate trailer. Suits all types of vehicles from all leading manufacturers – Kenworth, Isuzu, Fuso, Scania, Mack, Hino, Volvo and others, new and used. No need to get to the showroom, carry out your comparisons based on finance, in privacy with our calculating tool.
Easy Truck Loan Calculator for Quick, Efficient Planning, Comparing, Budgeting
- Get figures to make decisions – vehicle selection, finance structure.
- Confidential, convenient online accessibility.
- Structure finance preferences, prepare budgets to suit ROI, cash flow.
- Plan major vehicle acquisitions to suit projected revenue.
- Calculate financing on single vehicles, entire fleet.
User-friendly Truck Loan Calculator Functions – 4 Basic Steps to Estimates
We provide business owners and operators with an extremely user-friendly tool to make calculating and comparing heavy vehicle finance quick and simple. No high-level maths skill is required. Just 4 simple entries in an online form is all it takes to get the useful figures and powerful information required to make vehicle acquisition financing decisions.
Enter the price of the vehicle as the finance total if seeking no deposit financing or for quick price comparisons. Enter the interest rate that corresponds to your choice of finance product – Lease, Chattel Mortgage, Rent-to-Own or CHP. Enter the term that suits the vehicle ownership cycle or ROI target. Enter the preferred amount for an end-of-term balloon. That’s all. The monthly repayment based on those values will be shown.
Change any or all of the entries to calculate a different finance structure, compare a different vehicle, different interest rate, different lender, and not the different repayment generated. Start estimating and be 4 steps closer to your vehicle acquisition.
- Simple 4 step process to monthly truck finance repayments.
- User-friendly finance tool – enter preferred amounts.
- Quick, efficient, convenient – no special expertise needed.
How Do You Back-up Truck Loan Calculator Estimates? With Easy’s Quick Quotes, Streamlined Applications, Fast Finance Approvals
Want to get a specific figure to proceed with your purchase? Contact Easy online or by phone for a quick quote or to start your heavy vehicle finance application. Our experts individually handle every application, sourcing the most suitable lender for the best interest rates.
We handle lender negotiations to achieve the most suitable finance structure to meet customer preferences for ROI and cash flow.
Upload your details to get started and you may have your approval in 24 hours!
Most Frequently Asked Questions About Truck Finance
How do you account for GST with estimates on a truck loan calculator?
GST is not included on the estimates generated on an online vehicle finance tool. GST is applied to repayments on Leasing and Rent-to-Own but not for Chattel Mortgage and CHP. The GST will be accounted for when an offer is made by a lender.
Can low doc loans for new operators be calculated on an online finance tool?
Low doc truck loans can be estimated with an online finance tool. Operators should be mindful that the results obtained are estimates only. A specific interest rate and approval of terms and loan amounts would need to be requested from a lender for an exact quote or offer.
What is the finance product that an online loan calculator uses?
All types of credit facilities can be estimated using a finance calculating tool. Leasing, Rent-to-Own, CHP and Chattel Mortgage can be estimated by entering the appropriate interest rates.
Does a truck loan calculator provide loan estimates for B-doubles?
Yes. All types of heavy vehicle loans may be estimated using a finance calculation tool. The calculations can depend on whether the truck and trailers are being purchased as a single vehicle or as separate purchases. Where separate purchases, separate calculations will be required.
What is the eligibility to use a truck loan calculator?
Anyone can use an online finance calculating tool but to be eligible for commercial vehicle credit, operators must have an ABN and ID. A range of business documentation is required to complete the application.
How can I compare Rent-to-Own with Leasing on a truck finance tool?
To compare Leasing estimates with Rent-to-Own using a finance calculation tool, users enter the interest rate for each credit product. Carry out each calculation and note the difference in repayments. Rates are different for Leasing and Rent-to-Own credit.
How do I work out loans for a truck and trailer with a finance tool?
Where a truck and trailer are purchased from the same supplier, as a single unit, at the same time, lenders can approve including both in the same financing contract. If this is confirmed, the combined loan can be estimated with a finance calculation tool. Where purchased separately, separate loans may be required. Both loans can be estimated by carrying out two separate sets of calculations.
How do I know I will get the repayments I’ve worked out on a truck loan calculator?
A quote from a lender or broker is required to obtain a confirmed offer. Results obtained using an online finance tool are estimates only and to be used as a guide for planning purposes.
What types of heavy vehicles are suited for calculating loans with a finance tool?
Finance on all types of heavy vehicles may be estimated using a finance tool. These include light, medium and heavy-duty, semis, prime movers, B-doubles, truck-trailers, and all types of bodies and fuel systems.
What is the correct interest rate to use with a truck loan calculator?
The appropriate interest rate to use with a finance calculator is the rate which corresponds to the choice of credit facility. Users can enter any rate they choose as sourced from any lender or use the rates advertised by the calculator provider as a guide.
Let Easy Truck Finance simplify the process by taking care of the complicated steps for you
